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Jun 14th, 2026
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Joined: Jul 2007
Posts: 27,809 Likes: 749
Member of the Inner Circle
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OP
Member of the Inner Circle
Joined: Jul 2007
Posts: 27,809 Likes: 749 |
The old house insurance renewal is due 1/1/24. The present provider was paid £165 last year & wanted £209 this year = 27% increase. So off to the Meerkat website & surprise surprise Admiral can offer it at £191.63p (same cover etc). Due to the auto renewal process I call up the current provider to cancel , they offer to sharpen the quote as always & guess what £191.52p. Pure luck I am sure, it can't possibly be anything else 
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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Joined: Mar 2009
Posts: 11,526 Likes: 312
Smile, it confuses them Member of the Inner Circle
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Smile, it confuses them Member of the Inner Circle
Joined: Mar 2009
Posts: 11,526 Likes: 312 |
Everyone loves a Morgan. Even me, unless it's broken again.
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Joined: Jul 2007
Posts: 27,809 Likes: 749
Member of the Inner Circle
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OP
Member of the Inner Circle
Joined: Jul 2007
Posts: 27,809 Likes: 749 |
Nope Privilege which is Direct Line.
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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Joined: Feb 2013
Posts: 514 Likes: 56
Talk Morgan Regular
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Talk Morgan Regular
Joined: Feb 2013
Posts: 514 Likes: 56 |
John, similar thing happened to me a month ago, BT or whatever name they are going by now wanted £68. per month for the phone line and broadband when I phoned up to cancel they said they could do it for £32. p/m. I told them to stick it and went with virgin/O2. ( faster broadband speed).
David Byrne
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Joined: Feb 2016
Posts: 8,667 Likes: 408
Needs to Get Out More!
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Needs to Get Out More!
Joined: Feb 2016
Posts: 8,667 Likes: 408 |
Good call John  I tried a similar ploy when insurance on the Mini came up. Sadly the lowest from the Meercats was very similar to General Accidents quote, which had risen 22%! Just had to pay it today 
Richard
2018 Roadster 3.7
1966 Land Rover S2a 88
2024 Royal Enfield Guerrilla 450
1945 Guzzi Airone
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Joined: Dec 2017
Posts: 2,221 Likes: 181
Talk Morgan Expert
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Talk Morgan Expert
Joined: Dec 2017
Posts: 2,221 Likes: 181 |
I am assuming that those prices quoted are per month? Over here where I live house insurance is becoming a major problem many insurance companies are pulling out of the market because of increased risks of wildfires, hail storms, etc. due to climate change. If your carrier will still insure you then the premiums are increasing exponentially, ours has gone up from $2700 annually to $3900.
Bruce
1964 4/4 Series V Comp (Megan)
1994 +8 (Maurice) tis no more
2013 M3W (Olga)
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Joined: Sep 2010
Posts: 1,511 Likes: 21
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Sep 2010
Posts: 1,511 Likes: 21 |
Beware of under insuring your property.Make sure the rebuild costs are realistic with the increase in all building materials.
Your house insurance looks very low !
Have you no high priced jewellery or watches included .
Always the better the devil you know than switching for the sake of a few pounds !
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Joined: May 2014
Posts: 5,439 Likes: 131
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,439 Likes: 131 |
My insurer wanted to increase my premium by 100% !!! British Gas. I went elsewhere.
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Dec 2009
Posts: 37,407 Likes: 977
Tricky Dicky Member of the Inner Circle
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Tricky Dicky Member of the Inner Circle
Joined: Dec 2009
Posts: 37,407 Likes: 977 |
Well house and contents including specified high value items (the good ladies) in and out of the house ours is £500 which considering the overall cover is for a £1,000,000 including rebuilding etc seems reasonable ? or are they having a laugh...
2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev
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Joined: Nov 2015
Posts: 8,671 Likes: 489
Just barreling along Needs to Get Out More!
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Just barreling along Needs to Get Out More!
Joined: Nov 2015
Posts: 8,671 Likes: 489 |
Well house and contents including specified high value items (the good ladies) in and out of the house ours is £500 which considering the overall cover is for a £1,000,000 including rebuilding etc seems reasonable ? or are they having a laugh... Obviously it's a bit of a postcode vs neighbours claims lottery, but just about to renew at under £200 for £1m buildings & £75k contents, so £500 sounds steep (unless you're situated on a receding coastal cliff)
Jon M
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