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Aug 24th, 2023
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Joined: Mar 2010
Posts: 3,581 Likes: 85
Moderate or good, occasionally poor Talk Morgan Addict
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Moderate or good, occasionally poor Talk Morgan Addict
Joined: Mar 2010
Posts: 3,581 Likes: 85 |
Finch (like others) will leave it to the very last minute to try and catch you.
Not enough time
Too much hassle
etc
Phone in advance and ask them as it often puts them on the back foot. According to Martin Lewis, leaving it to the last minute will put other companies' quotes up too. " The cheapest time to get quotes is 20 to 26 days ahead of your renewal date – cover becomes more expensive the closer you get.
We analysed over 70 million quotes from the four biggest comparison sites and found the average quote made on the day of renewal was £1,198, or £694 23 days earlier. That's a huge difference of £504. You might not see savings as large as those, but the principle still stands.
It's based around risk – buying it a few weeks before you need it suggests you're more careful and organised, while leaving it to the last minute means you're seen as higher risk, with some insurers telling us they've seen a direct link between drivers who leave sorting their insurance to the last moment and a higher number of claims." moneysavingexpert.com
2011 Morgan 4/4
1932 Austin 7 Chummy
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Joined: May 2014
Posts: 5,110 Likes: 56
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,110 Likes: 56 |
Last time I phoned Peter Best they told me they didn't do special deals for Morgans despite being in Miscellany ?????????
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Mar 2015
Posts: 135
L - Learner Plates On
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L - Learner Plates On
Joined: Mar 2015
Posts: 135 |
Update on my quote, G & W not to bad but still higher that Finch by £40, my renewal with Finch is £380 ( that includes £20 renewal fee) 5000 miles, plus valuation of £42000.
Just been on the Classic Line, quoting me £298, 5000 miles, Valuation of £4200, (but either get in value done by a independent valuer, or there in house valuer )
Mal
3.0 Roadster 2007
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Joined: Nov 2015
Posts: 7,910 Likes: 242
Just barreling along Talk Morgan Guru
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Just barreling along Talk Morgan Guru
Joined: Nov 2015
Posts: 7,910 Likes: 242 |
Update on my quote, G & W not to bad but still higher that Finch by £40, my renewal with Finch is £380 ( that includes £20 renewal fee) 5000 miles, plus valuation of £42000.
Just been on the Classic Line, quoting me £298, 5000 miles, Valuation of £4200, (but either get in value done by a independent valuer, or there in house valuer ) Mal, I've been using Classic Line for 3 years now on two older vehicles, after being recommended by one of the Mini Clubs, service has been great, office is I think in Leicester, the paperwork is always error free, agreed valuations sorted promptly 
Jon M
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Joined: Aug 2019
Posts: 676 Likes: 81
Talk Morgan Regular
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Talk Morgan Regular
Joined: Aug 2019
Posts: 676 Likes: 81 |
Has anyone on this site had a claim for agreed value? and would it be any different from market value? Have been with Gott and Wynne since 2016. Just over 5 years ago I had a major claim. Barry Wynne took personal control over ensuing negotiations with the insurer as the agreed value had been increased by a well known dealer earlier on the very day of the claim. The full agreed insurance value, which reflected market value, was paid within 4 weeks. Since then G&W have consistently offered very reasonable premiums and excellent service. Consequently they retain my business.
Last edited by Themorganeer; 11/04/24 08:14 PM.
Chris
2015 Plus 4 Silverlake Blue
(2014 3.7 Roadster Crystal Blue)
(2012 4/4 Sport Black)
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1 member likes this:
PaulV |
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Joined: May 2014
Posts: 5,110 Likes: 56
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,110 Likes: 56 |
Just had my renewal from Ageas for the +4 reduced from £225 to £161 !!!!!!!!!!!!!!!
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Mar 2009
Posts: 3,666 Likes: 43
Talk Morgan Addict
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Talk Morgan Addict
Joined: Mar 2009
Posts: 3,666 Likes: 43 |
Finch came through with a great quote for me but ageus via my broker was even better (plus 4)
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1 member likes this:
Burgundymog |
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Joined: Nov 2015
Posts: 7,910 Likes: 242
Just barreling along Talk Morgan Guru
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Just barreling along Talk Morgan Guru
Joined: Nov 2015
Posts: 7,910 Likes: 242 |
Finch came through with a great quote for me but ageus via my broker was even better (plus 4) Which broker do you use please Nick ?
Jon M
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Joined: Mar 2009
Posts: 3,666 Likes: 43
Talk Morgan Addict
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Talk Morgan Addict
Joined: Mar 2009
Posts: 3,666 Likes: 43 |
Finch came through with a great quote for me but ageus via my broker was even better (plus 4) Which broker do you use please Nick ? Just my local Howells...they used to be called A Plan. They're getting into classic cars. My local one is on 01420 543543 Nick
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Joined: Nov 2015
Posts: 7,910 Likes: 242
Just barreling along Talk Morgan Guru
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Just barreling along Talk Morgan Guru
Joined: Nov 2015
Posts: 7,910 Likes: 242 |
Thanks Nick, the Roadster's due for renewal soon
Jon M
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