Talk Morgan Forums Community The Malvern Arms France tour - breakdown and recovery insurance

I have never had a problem that I could not fix on the road (fuses). So personally I am convinced that Morgans do not break down in Europe

Could I possibly be wrong

Don, many thanks for confirming my thinking on the drop in the level of cover provided by some insurers when driving abroad and which it seems possible some may not have read the details of their cover.

I have been with the same Morgan specialist insurer for over 20 years, and as the result of your response Don, I dug out my recently renewed policy which states as follows :-

We will provide the minimum insurance needed by the relevant law to allow you to use your vehicle in the European Union, Andorra, Iceland, Norway, Serbia or Switzerland (including Lichtenstein).

Whether one`s agreed value might apply or not... perhaps best to check with one`s insurer before you travel...?

Peter in the three rather lengthy Southern European trips we made, when in France for the 24 hrs, I shredded a fan belt while in company with a Porsche 930, who thought to show my Morgan a clean pair of heals,,,(-: Fortunately I spotted the condition of the belt in my usual morning checks on the following day, of course everyone carrys a spare fan belt and the tools to change it when touring...? The next issue was my fault for not replacing the pre formed rubber elbows which I suspect were at the time perhaps 15 years old, and while cruising in Spain the old thing began to misfire and I spotted a dribble of fuel being blown out through the louvres on top of the bonnet, fortunately heading downhill at the time at the bottom of which was a large viewing/parking space, looking out on to the the Atlantic, of course everyone carries a couple of feet of rubber tube under the drivers seat that can be cut to size and squeezed into position to make a temporary repair.... which lasted over a thousand miles or so until I could attain the replacement parts....But then when Kevin the chap who restored what then came to be my Morgan he did so as a tourer equipped with a list of spares the majority of which I have had the good fortune not to require other than the two mentioned while touring... (-:

Good afternoon,

Please find our EU breakdown wording below;

European cover
EU cover is designed to keep the customer safe and moving. If it is a simple mechanical failure, then the car can be taken to a local garage. No repair costs or replacement parts are covered. The policy will pay travel expense up to £150 per day for taxi, rail fare, hire car costs and accommodation. If the car cannot be fixed, then the car will be repatriated to the UK. The policy holder must pay the costs of any ferries or rail trips.
Length of EU cover is 31 days per trip, maximum of 60 days per annual policy.
European Cover is only valid for the following countries: Andorra, Austria, Belgium, Czech Republic, Denmark, France, Germany, Greece, Republic of Ireland, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Norway, Portugal, Slovak Republic, Spain, Sweden or Switzerland

Kind Regards
Jessica

This is the reply I got to a query about what the actual cover is for taking a car to the continent from my insurance provider .This is the standard cover that comes with my car insurance, I have never had resort to claim, so I do not know how good it is.

Has anyone had to have their car repatriated?
What breakdown insurance did you use?

DB

That doesnt seem very good. If the car has to be repatriated then you could well have to rebook ferry arrangements. £150/day will cover only s part of your extra travel expenses if you have to be repatriated