As others have pointed out, the YT business model is almost consciously designed to promote misinformation and clickbait, much as the Daily Mail website does. There are some great YT channels which I watch a lot (Jono Buchanan, Adam Neely, Paul Davids) but none of them have got anything to do with politics or current affairs.

I insure with NFU. They are entirely happy not only to insure my house and my EV, but also for me to charge it in the garage rather than outside.

EV fires do happen, and they are harder to put out than ICE fires, but they happen 20 times less frequently. Anyone having issues with their insurance company would probably be advised to find one that uses decent actuaries.