Tmg513. I have tried for several hours not to respond to your "advice" on this thread. But I have to. It seems to me you are advocating total dishonesty and actual fraud, which I find unacceptable on this forum. No doubt you condemn benefit cheats etc. But what you are proposing another tm er should do seems to me to be exactly equal to that. Our insurance premiums rise inexorably because of acts such as you advise and even without that what you suggest looks to me like plain and simple dishonesty, which I believe has no place on a gentleman's forum like this. I think you should apologise and withdraw the comment. Sorry to sound so high handed but that's how I feel about it.
Nick
