I agree Giles, but then again there probably aren't many "ordinary folk" regularly shelling out £500+ for a bottle of single malt that started this thread either... are there?
We like Bordeaux wines and have made a few trips to the region in recent years, enjoying the sights, and sampling the food and wines. I know St Émilion is very touristy, but nonetheless it is a very pretty town, so we go back. We were introduced to a wine merchant there who specialises in what you might call "bin ends", a few cases of this or that from good local producers that are ready to drink. So you can get some very good deals on quality St. Émilions, Pomerols, etc. at more reasonable "ordinary folk" prices (20-40€ per bottle), and you don't need to lay it down.
We've also made regular forays up into the Médoc, the run back down from St. Estèphe, via Pauillac (passing by Chateau Lafite Rothschild of course!), through St. Julien and Margaux is a nice route. We do the classic tourist thing of stopping and tasting at various producers, making the odd purchase en route... though usually in something with greater carrying capacity than a Morgan Plus 4
As with all things, each to their own I suppose