I am currently classing myself as semi retired.
That means:
- Doing some bits of work with my few remaining clients.
- Trying hard not to pick up more clients - not always successful on that one.
- Taking a back seat in the business I have a 1/3 share in and planning to be out of the day to day by Dec-17.
- Spending more time with my wife, with my horse and with my Morgan.
Having worked from home for the last 10 years, the hard bits are any form of desk work for me (organising pictures and taking my photography more seriously). I keep finding myself feeling guil about not working.
It is getting easier though. I have now joined U3A and am organising a new group in our local branch as well as going on regular walks (2 walks a month - structure). I have also volunteered with a local community transport organisation but have yet to hear back from them.
So - my answer to Peter's question (got there eventually) is:
1) The advice in earlier posts about structure is spot on. For me it is U3A, keeping a horse fit and other tasks around him that you are familiar with.
2) Do not expect to make an instant transition easily. If you can phase your exit, do so - although you may slip back into work.
3) Get the holiday bit out of the way and then plan your time carefully - don't take on too much -

has taken on too much (early retired nearly 4 years ago) and I now have to book a day 2 weeks ahead if I want her to join me on an adventure.
Wishing you luck in your path to retirement.