The quality insurers tend to end up being a better price more often than not when you do a thorough analysis of your needs (House and contents cover).
The same tends to be true on vehicles too but there are exceptions. However, as has been pointed out service when a claim is made is important.
I have had excellent experience with Chubb, Hiscox, Zurich Private clients at different times in relation to both motor and house.
Right now for 2 years running I have been with NFU on Motor as they offer good service and fantastic pricing for 2 Aero 8's, a Tesla and the Lancia, business use etc £1,400 a year. I do seem to collect performance awards so have a few points! Also some insurers are quoting £1,200 to £2,000 for the Tesla on its own at the moment due to high repair costs.
On the subject of Household and business insurances, I have an excellent broker if anyone wants a recommendation.
