Car Insurance is a failed market, no wonder so many are uninsured.
Absolutely. The same thing happened to me when my windscreen cracked a few years ago. The replacement was "free", but they clawed it all back in loaded premiums over the following 5 years.
Not for me. I fixed mine after it went in the Saab, sold it then moved to Australia.
Here road tax and third party insurance are combined in to one sold by the government. If you want fully comp then you buy this on top but at least all cars are tax and insured at a level price.
