Oddly enough, I've got one of those Ashley Watson baffles on my Christmas list.. I tried on one of the Triumph motorcycles fleece neck tube the other day. Really comfy & bulky, with a simple black & white check outer, the only issue for me was the bottom still leaves a small gap where your tie would be if you wore one..
The AW baffle that I tried on has a napkin sized square that covers this area, so it scores a point there. It's pricey, though.. But still, if it works..