Welcome to TM. Also not an owner (yet, but give it another 24 days....not that I have a calendar up counting down the micro seconds), and I have gone for Plus 4 (new though coz I’m a duffer with spanner’s n stuff). Number of reasons including longer distance comfort/pace and a slightly wider body for passenger comfort in particular...
All on TM are great at support n guidance n opinion to help you form your own....
HB