You would have to check this out but here in the UK we can buy insurance and have 14 days to cool off. That means we can cancel our years insurance within 14 days of purchase and they will refund 96% of your money minus an additional small admin fee(usually about £30).
You maybe able to buy a full years insurance here and then change your mind and apply for the refund?
You must do that within 14 days though.
could that work for you?
Just re-read your question and no I guess it wouldn't as you would still be a non British resisdent :-(
Last edited by Redfate; 13/04/19 02:00 PM.