Had a look at funding circle a few years back as a mate recommended it. He was at the time getting 8% gross. But I decided against as not covered by the FSA.
With most things I guess its a gamble. The fact the monies are spread among many lenders helps.
Im only looking at making a few quid, just wondered if , on the whole, people get back money rather than lose.
I am green around the gills with investing i must admit
Cheers folks