I was on a minor road heading home after a nice day out .I was in my new VW Tiguan ,a Beedons HGV came round a very tight corner I pulled over and was stopped when he collided with my car .
Wing mirror off drivers door damaged and a very excited wife .
Exchanged details and when home phoned my insurance company , they explained I would be booked in for repairs and would have to pay my excess until it was proved who was at fault .
I then told them I had Dash Cam footage ,after viewing the footage I was told no excess and to collect a hire car .
If the unthinkable happens it makes dealing with the incident much easier . Best £150 spent this year .
