An old friend who is an independent IFA says that it is best to think about investments as a three legged stool with:
Leg 1 = Property
Leg 2 = Pensions
Leg 3 = Other investments


Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 5
Teddy - 17h1 Irish Draught cross