We have had work done on the garden this year. A complete makeover. The landscaper has done a great job. Payment was in stages and by cash. When getting it from the cashier at the bank ( a rare event) I was asked about a couple of things...
Was I giving the cash under duress or coercion? No in depth inquisition. No paperwork to fill in. It didn’t worry me in the least. I usually bank online / ATM for cash. I use the extra verification level for logging in. Nice to see the precautions are there.
As for cheques, rarely used these days. We do very occasionally make payments by he transfer method, mainly to the children but have done so to our Taffmog treasurer and a couple of trusted contacts.