Will do Graham.
With regard to the IHT stuff, the Pension thing, to save IHT, has been mentioned to me on a couple of occasions, however, what is the point in going to all that trouble and expense, especially in earlier years when one could barely afford to put money into a pension, then to give it to the kids, who have already been gifted a generous amount, either in goods, property, help with their first mortgage or all of it. I want my pension out so I can spend it, maybe on a stupidly depreciating asset! Oh hang on, I have already bought a new diesel X5, which is worth less than half its' value when new 4 years ago.......................Time for that classic that Howard has been on about?
