We are very much in the middle of a change process. As a young man I can remember my father using Barclays Bank at Shipley ( Manager Mr Edmonson) for all transactions from share buying to safety deposit boxes, to foreign currency, and indded he used to pop in for a chat with the manager when passing.
In contrast, I avoid cash, use Apple pay for any shopping, transfer money by internet, transfer money abroad using an on line service, buy and sell shares via the internet again. The four bank bracnches in our village have closed but then in 15 years here I can only ever remember using them once to send money ( expensively) to my M-I-L in Tenerife. And in all honesty after talking to pals I reckon my financial affairs are more complicated than the average. I really dont see the need for physical bank branches.
Do you carry cash? I certainly dont.
Last edited by howard; 24/11/21 10:56 AM.
