Originally Posted by Topline123
Originally Posted by Ian Wegg
Here's a bizarre thing. My aged parents, now in their nineties, have decided to give up driving so I have been tasked with selling their car. It's a 2009 Fiesta, nothing exciting but fully spec'd with only 28K on the clock and full service history so it has some value.

My local garage did me a deal and yesterday they were about to transfer me the funds when it all went pear-shaped ... the HPI check said that the car was an Insurance Write Off! In detail:
"Catagory B Insurance Loss. Bodyshell should have been crushed. Vehicle should not be on the road". Followed by "Aprilia SR 50" and the date 29/8/2010

Now this is clearly an error, my parents have had the car from new and one of us would have noticed if they'd written it off in 2010! In any case, although the VIN is of the Fiesta, the detail clearly says Aprilia SR50 ... an Italian moped!

Things then got very fraught. The garage rang HPI who say they have to launch an investigation to confirm it's an error and this takes 7-10 days. Not in itself a problem, but the only way the CAT B flag can be removed is for the insurance company that put it there to take it off. We were warned that even if the insurance company still exists (by no means guaranteed), and after 12 years still has the records, they may be unwilling to help. We could be stuck with the car being an unsaleable write-off and I'd have to scrap it! banghead

The garage has been more than helpful. They accept that the car is genuine but with the system saying it's a CAT B write-off it's worthless to them. My parents' car has effectively been written off by red tape.

Has anyone else encountered a situation like this? The car salesman reckons in 22 years he hasn't! Any suggestions to resolve it gratefully received (I have advanced IT skills so hackery isn't out of the question!)


YES!!!

When I went to auction my Mercedes 300sl a couple of years ago I was informed that the car had been stolen in 1992. As I had the full history of the car I could see that the same owner had the car prior to and after the alleged theft. Also, all the MOT information backed up the history of the car. I had to get the insurance company that had put the car on the register to remove it; I only managed to do this through persistence, providing copies of the vehicle registration documents and bills of sale. Also, previous HPI checks did not flag any problems so when the problem was registered no one knows.

Aside to this another story .......

About 10 years ago we were rebuilding a house in the UK and were putting in double glazed windows and doors at great expense. I decided to get a loan as the the terms were very favourable. When a credit check was carried out it was deemed that I was a bad risk as I had defaulted on a previous loan when I owned and operated a crematorium (I kid you not). After the initial shock I started to do a bit of research and found that an individual or a company cannot own or run a crematorium by law in the UK. It still took a lot of nasty letters and emails to get it removed from my credit file.

That is one of the many reasons why I left the UK.













Originally Posted by Topline123
Originally Posted by Ian Wegg
Here's a bizarre thing. My aged parents, now in their nineties, have decided to give up driving so I have been tasked with selling their car. It's a 2009 Fiesta, nothing exciting but fully spec'd with only 28K on the clock and full service history so it has some value.

My local garage did me a deal and yesterday they were about to transfer me the funds when it all went pear-shaped ... the HPI check said that the car was an Insurance Write Off! In detail:
"Catagory B Insurance Loss. Bodyshell should have been crushed. Vehicle should not be on the road". Followed by "Aprilia SR 50" and the date 29/8/2010

Now this is clearly an error, my parents have had the car from new and one of us would have noticed if they'd written it off in 2010! In any case, although the VIN is of the Fiesta, the detail clearly says Aprilia SR50 ... an Italian moped!

Things then got very fraught. The garage rang HPI who say they have to launch an investigation to confirm it's an error and this takes 7-10 days. Not in itself a problem, but the only way the CAT B flag can be removed is for the insurance company that put it there to take it off. We were warned that even if the insurance company still exists (by no means guaranteed), and after 12 years still has the records, they may be unwilling to help. We could be stuck with the car being an unsaleable write-off and I'd have to scrap it! banghead

The garage has been more than helpful. They accept that the car is genuine but with the system saying it's a CAT B write-off it's worthless to them. My parents' car has effectively been written off by red tape.

Has anyone else encountered a situation like this? The car salesman reckons in 22 years he hasn't! Any suggestions to resolve it gratefully received (I have advanced IT skills so hackery isn't out of the question!)


YES!!!

When I went to auction my Mercedes 300sl a couple of years ago I was informed that the car had been stolen in 1992. As I had the full history of the car I could see that the same owner had the car prior to and after the alleged theft. Also, all the MOT information backed up the history of the car. I had to get the insurance company that had put the car on the register to remove it; I only managed to do this through persistence, providing copies of the vehicle registration documents and bills of sale. Also, previous HPI checks did not flag any problems so when the problem was registered no one knows.

Aside to this another story .......

About 10 years ago we were rebuilding a house in the UK and were putting in double glazed windows and doors at great expense. I decided to get a loan as the the terms were very favourable. When a credit check was carried out it was deemed that I was a bad risk as I had defaulted on a previous loan when I owned and operated a crematorium (I kid you not). After the initial shock I started to do a bit of research and found that an individual or a company cannot own or run a crematorium by law in the UK. It still took a lot of nasty letters and emails to get it removed from my credit file.

That is one of the many reasons why I left the UK.














That is very interesting, as I know of two people that are ordinarily residents in France that purchased an M3W in one case and a Plus 4 in the other, both brand new but were forced to sell them as the French authorities refused to register them, sadly they both lost money over this heavy handed burocracy doh

Both were post Brexit so the cynic in me tells me they were just buggering around..


2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev