Headley/Finch sorted me out last July on my 1999 Plus 8 for £300.00 including legal protection, Morgan Rescue and home start - 2 drivers (me a septuagenarian) and 5,000mls. I've been with Headley for 19 years and they are good in a crisis, when I had my Sport written off for me, it was a good experience for an insurance company so I'll stay put as I treat as I find

The policy is with ERS instead of Hiscox this time.
I wouldn't want to cover 30 - 40k risk for that money is the only question I need to ask myself, peace of mind is my ruling factor not price.