Anyone got a reference to an Act or Law? I struggled to find one - everything I've found suggests it was mortgage industry practice, but doesn't mention any legal framework. Would be interesting to see.
"Y mae dafad ddu ym mhob praidd" 1972 4/4, 1981 MGBGT, 1984 FLHT1340, 1980 XLH1000, 1990 ZX10