Given the amount of vendors that you have likely provided with your card details some of which may be typed in by humans to company systems, what are the chances if them harvesting some, to sell on if their jobs seem ever likely to be replaced by automation be that A.I. or whatever...Hmm..?
I received one such communication which seemed likely that only one of my car insurance companies seemed to have my phone number and vehicle details...Frustrating or what, I am left to wonder just how long before my ever reducing grey matter fails to trigger a scam alarm possibility.... Sigh.