I have just gone through the annual Mog reinsurance game.
Admiral stuffed nearly 25% on the renewal because I guess this was year 3.
The opera singer & the cats showed that Allianz Gold cost less than my 2025 spend.
But the online only web interface whilst trying to get the right NCD soon put me off .
I have / had 4 years NCD but Allianz showed 2. They wouldn't alter the policy, rather I had to cancel it & get a new offer with 4 years not 2 NCD. I tried that & for a better NCD record they want £50 more!
So I cancelled Allianz after finding a better cover for 5% less.
I am now back with Gott & Wynne. If you own a CX you should know they have reduced prices significantly since I left them in 2024.
