I've just had a look at the handbook for my Roadster. Under the section "What is not covered?" it says (amongst other things)

Damage caused by:
altering or modifying the vehicle -including the engine, body, chassis, or components - after the vehicle leaves MORGAN's control.
non-Morgan parts installed after the vehicle leaves MORGAN's control.

Note, that's far from the complete wording, check your own book, but it sounds fair enough to me.
Ian


3.7 Roadster
4" Ruston Procter SD Tractor
1905 Merryweather steam fire engine