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Jun 14th, 2026
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Joined: Feb 2012
Posts: 1,664
Talk Morgan Enthusiast
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OP
Talk Morgan Enthusiast
Joined: Feb 2012
Posts: 1,664 |
Allstate or State Farm seem to be insuring them in the US, so just check your local area for an agent.
As I have found out, in Michigan, if it is registered and insured as a motorcycle, you need a motorcycle endorsed license (CY). As I do not intend to ever ride a 2 wheeler, I am looking into a course offered here specifically for 3 wheeled vehicles.
Charlie, Former Editor
Morgan Owners Group - Great Lakes
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Joined: Apr 2013
Posts: 1
New to Talk Morgan
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New to Talk Morgan
Joined: Apr 2013
Posts: 1 |
Finally got my M3W insured through Heacock ( http://www.heacockclassic.com/). They quoted me a price for Louisiana with 3000 miles/year; $800. Full replacement. They seem to have done a few.
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Joined: Feb 2012
Posts: 1,664
Talk Morgan Enthusiast
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OP
Talk Morgan Enthusiast
Joined: Feb 2012
Posts: 1,664 |
Allstate or State Farm seem to be insuring them in the US, so just check your local area for an agent.
As I have found out, in Michigan, if it is registered and insured as a motorcycle, you need a motorcycle endorsed license (CY). As I do not intend to ever ride a 2 wheeler, I am looking into a course offered here specifically for 3 wheeled vehicles. To amend my above statement, you do NOT need a motorcycle endorsement to drive a Morgan 3 Wheeler in Michigan, page 53 of the Motorcycle Operators Manual or check the post about it in the 3 wheeler section: http://www.talkmorgan.com/ubbthreads.php/topics/128165/Motorcycle_license_test_in_Mic#Post128165
Charlie, Former Editor
Morgan Owners Group - Great Lakes
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Joined: Feb 2016
Posts: 306
Learner Plates Off!
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Learner Plates Off!
Joined: Feb 2016
Posts: 306 |
Finally got my M3W insured through Heacock ( http://www.heacockclassic.com/). They quoted me a price for Louisiana with 3000 miles/year; $800. Full replacement. They seem to have done a few. Sorry to dredge this one up, but are you still getting your insurance through Heacock? I ask because I contacted Heacock and they said they do not insure Morgan Three Wheelers. Hagerty said they wouldn't insure it either.
Last edited by greenteagod; 17/12/16 02:28 AM.
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Joined: Apr 2013
Posts: 1,370 Likes: 11
Has a lot to Say!
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Has a lot to Say!
Joined: Apr 2013
Posts: 1,370 Likes: 11 |
Hagerty has had no problem insuring mine. There was never even a question. They just did it.
What's your mileage? Who cares. Is it practical? See #1. What happens when it rains? You get wet.
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Joined: Jan 2014
Posts: 462
Learner Plates Off!
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Learner Plates Off!
Joined: Jan 2014
Posts: 462 |
I'm with Grundy Worldwide very similar to Hagerty as they insure older cars with agreed values.
I also have my 56 pickup and Pantera with them.
JV Sclafani
Boca Raton, FL
'13 M3W Metallic Orange Pearl
128CI Steered by Empire - Riding on Ohlins
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Joined: Feb 2016
Posts: 306
Learner Plates Off!
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Learner Plates Off!
Joined: Feb 2016
Posts: 306 |
Hagerty has had no problem insuring mine. There was never even a question. They just did it. Is it insured as a motorcycle, or a car? When I got a hold of someone on the phone they weren't sure what it was, and when they found out it qualified as a motorcycle, at least here in Texas they said "Nope, we don't insure those." I can give another call though and find out. I mean I don't have one yet, but was trying to get that duck lined up beforehand you know.
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Joined: Oct 2015
Posts: 1,490
Has a lot to Say!
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Has a lot to Say!
Joined: Oct 2015
Posts: 1,490 |
Just got my renewal from Haggerty. $1,078 on an agreed value of 50K. Think I could do better?
The Original Ken
11,000 miles.
2014 BMW R9T
2005 Saabaru
2005 Saabaru
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Joined: Jul 2015
Posts: 2,539
Talk Morgan Expert
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Talk Morgan Expert
Joined: Jul 2015
Posts: 2,539 |
Im paying haggerty 1600 a year for 65k coverage. But i live in the most expensive county in the most expensive state in the union
kirkusblog.com
2016 M3W John A Prestwich Special
1952 Ford 8N
1968 Honda CL175,and 2018 Ural Retro
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Joined: Apr 2013
Posts: 1,370 Likes: 11
Has a lot to Say!
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Has a lot to Say!
Joined: Apr 2013
Posts: 1,370 Likes: 11 |
Im paying haggerty 1600 a year for 65k coverage. But i live in the most expensive county in the most expensive state in the union
Paying half that. I don't know why. There seems to be no rhyme or reason.
What's your mileage? Who cares. Is it practical? See #1. What happens when it rains? You get wet.
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