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Wales
by Joske Vermeule, September 1
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Jun 14th, 2026
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Joined: May 2007
Posts: 124
L - Learner Plates On
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OP
L - Learner Plates On
Joined: May 2007
Posts: 124 |
Ouch, that was painful! Loads of companies wouldn't quote me because I'm under 30/35. Interesting the number of quotes where the excess was higher than the actual policy too! @olleyjp: No idea how you managed to get that quote. They couldn't get even get close for me and I'm a lot older! I guess a lot of people in my postcode must crash Morgans on a regular basis  Looking forward to picking the car up on Saturday - it's a 250 mile drive back home so I'm praying for good weather!! Thanks for everyone's advice and help 
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Joined: Sep 2006
Posts: 921 Likes: 1
Talk Morgan Regular
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Talk Morgan Regular
Joined: Sep 2006
Posts: 921 Likes: 1 |
Who ended up being most competitive?
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Joined: May 2007
Posts: 124
L - Learner Plates On
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OP
L - Learner Plates On
Joined: May 2007
Posts: 124 |
Who ended up being most competitive? Aviva. I've still got a horrific excess though (nearly the amount of the policy). All the brokers were pointing at Aviva so I called them direct and their direct price was about half the price of the brokers. Still, it's cheaper than my Lotus was so I'm a relatively happy bunny
Last edited by Selcouth; 04/11/09 04:01 PM.
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Joined: Aug 2006
Posts: 7,933 Likes: 133
Talk Morgan Guru
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Talk Morgan Guru
Joined: Aug 2006
Posts: 7,933 Likes: 133 |
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?
There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles.
Needless to say, they didn't get my business.
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Joined: May 2007
Posts: 124
L - Learner Plates On
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OP
L - Learner Plates On
Joined: May 2007
Posts: 124 |
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?
There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles. Yes. Can't remember the exact premium but I think it was on a par with most companies: circa £1,500.
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Joined: Feb 2009
Posts: 441
Learner Plates Off!
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Learner Plates Off!
Joined: Feb 2009
Posts: 441 |
As a matter of interest, did you try 'Morgan Insurance' (aka Headley Insurance)?
There were the worst of all my quotes for my Morgan - highest premium, most stringent restrictions and one of the worst deductibles.
Needless to say, they didn't get my business.
Can't agree more Simon! That was exactly my experience with Headley. Didn't get my business either - I stayed with Chubb. Regards, Robert
Rbt Aero8 
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Joined: Oct 2006
Posts: 2,825
Mr Fezza Talk Morgan Expert
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Mr Fezza Talk Morgan Expert
Joined: Oct 2006
Posts: 2,825 |
Headley get mine - cheaper by some distance than anyone else for me, and the bonus is they include club trackday cover which no mainstream insurance company would..
Gott an wynne cost more for me and insited on various additional security systems and offered a worse agreed value..
My advice would be to always shop around..
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Maxxed out!
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Joined: Aug 2006
Posts: 7,933 Likes: 133
Talk Morgan Guru
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Talk Morgan Guru
Joined: Aug 2006
Posts: 7,933 Likes: 133 |
and the bonus is they include club trackday cover which no mainstream insurance company would..
Rich, this would be valuable; however, as you state "club trackdays" and it is my understanding that this means only MSCC events? Companies such as Manning offer blanket trackday cover as standard - as long as the organiser is one of the recognised UK registered track companies - however, the there is a 10% deductible on any claim. Do you know what the deductible is if you have an incident on an MSCC day? I believe Aeroman had an interesting experience with them; however, I'll let him recount the story if he wishes.
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Joined: Oct 2006
Posts: 2,825
Mr Fezza Talk Morgan Expert
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Mr Fezza Talk Morgan Expert
Joined: Oct 2006
Posts: 2,825 |
I'm in the market again this week, I'll put my info down.
What does puzzle me is that since I moved to specialist insurance NCB means nothing, so after 4.5 years without any NCB building up I now have no NCB if I want to move to another insurance company.
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Maxxed out!
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Joined: Jul 2007
Posts: 28,904 Likes: 352
Salty Sea Dog Member of the Inner Circle
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Salty Sea Dog Member of the Inner Circle
Joined: Jul 2007
Posts: 28,904 Likes: 352 |
But usually, another company would take this into account - particularly if you have proof on paper, and will grant NCB. Did that when I bought the MX-5. Had a different car (which I'd sold) on a classic policy which didn't earn NCB, but Privilege were quite happy to accept full NCB on production of a letter from the classic insurer that no claims had been made...
Cheers,
Graham (G4FUJ)
Sold L44FOR 4/4 Giallo Fly
'11 MINI Countryman Cooper D All4
'90 LR 90 SW
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