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Jun 14th, 2026
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Joined: Mar 2017
Posts: 12
New to Talk Morgan
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OP
New to Talk Morgan
Joined: Mar 2017
Posts: 12 |
Hello, could anyone recommend a insurance provided for a Morgan three wheeler, im 21 but struggling to find anyone.
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Joined: Dec 2009
Posts: 37,408 Likes: 977
Tricky Dicky Member of the Inner Circle
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Tricky Dicky Member of the Inner Circle
Joined: Dec 2009
Posts: 37,408 Likes: 977 |
Hi mog1998 it would be better maybe if you let the M3W guys know which country you need insurance in  There are a couple in UAE I think, they get everywhere. Incase you are in the UK have you tried Headley and Gott and Wynne they are both Morgan specialists ? Good luck
2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev
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Joined: Feb 2019
Posts: 3,857 Likes: 2
Talk Morgan Addict
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Talk Morgan Addict
Joined: Feb 2019
Posts: 3,857 Likes: 2 |
I got a quote from Progressive here in the USA, and I am old so at the opposite end of the insurance spectrum. When I was your age getting my TR4 insured was not easy or inexpensive.
2019 M3W Sold and is now in Las Vegas enjoying the showgirls :-)
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Joined: Jul 2014
Posts: 338 Likes: 1
Learner Plates Off!
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Learner Plates Off!
Joined: Jul 2014
Posts: 338 Likes: 1 |
Hi Mog1998,
Assuming you are in UK.
My experience is that insurers are unwilling to insure the Morgan Three Wheeler for anyone under 25. Old or New models. I am currently rebuilding a 1937 Morgan Three Wheeler owned by The Morgan Three Wheeler Club and the insurance specifically states that it is insured for any driver over the age of 25. Drivers under 25 excluded. that policy is with Morgan Insurance Co ( Headley Insurance) 01420 594242 Call them to check.
I do know that Peter James Insurance has been looking at providing insurance for our younger members but am not sure if he came up with a suitable policy. 0121 506 6040 Call them to check.
From the long time I have been involved with Morgan Three Wheelers I know that insurance for under 25's is a problem.
Good luck, Ian
Ian
Morgan Family 1929 ( KTW 1100cc )
Morgan S/S 1934
Morgan F4
M3W 2012
Morgan +4 T 1991
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Joined: Dec 2017
Posts: 2,221 Likes: 181
Talk Morgan Expert
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Talk Morgan Expert
Joined: Dec 2017
Posts: 2,221 Likes: 181 |
Not clear which country you are wanting insurance in. Here in the US I use Haggerty for all my Morgans (including the M3W), they have young drivers coverage. Both my boys were insured to drive the Morgans from the age of 18, not cheap. Once they reached the age of 25 the price became reasonable.
Bruce
1964 4/4 Series V Comp (Megan)
1994 +8 (Maurice) tis no more
2013 M3W (Olga)
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Joined: Jan 2014
Posts: 1,075
Has a lot to Say!
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Has a lot to Say!
Joined: Jan 2014
Posts: 1,075 |
1998 has asked this once before back in '17. Must still be having an issue. He's in the UK. 1998 Previous Thread
Dan
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Joined: Jul 2016
Posts: 240
L - Learner Plates On
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L - Learner Plates On
Joined: Jul 2016
Posts: 240 |
I am a younger owner of a plus 4, Gott and Wynne managed to get me insured at a reasonable rate.
I would also recommend classicline, I used them for my classic cars (modified and standard) from the age of 19, they would insure the plus 4 when I asked a couple of years ago when I was 25
Hope this helps
Rylan
2015 Yellow +4
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Joined: Apr 2014
Posts: 5,182 Likes: 2
Charter Member
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Charter Member
Joined: Apr 2014
Posts: 5,182 Likes: 2 |
My new insurance year on the 4/4 starts today, been with Heritage for the last ten years, but after a previous thread on TM about their 500 pound max windscreen pay out I asked three times and was assured this was not true. I took out a new policy only to find when the small print came through they only pay out the 500 max. After much polite argueing on the phone they checked their recorded phone calls to admit to miss information being given. To cut a long story short I cancelled the new policy and took a new one out with Gott and Wynn. And they could not have been more helpful. Sorry for hijacking the three Wheeler thread..,...had to get it off my chest.
Last edited by Ray; 02/03/19 11:57 PM.
.+8 Now gone for a 1800 4/4. Duratec in bright yellow.
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Joined: Mar 2017
Posts: 12
New to Talk Morgan
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OP
New to Talk Morgan
Joined: Mar 2017
Posts: 12 |
Cheers guys, Yes im in the uk
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Joined: Feb 2019
Posts: 1,889 Likes: 16
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Feb 2019
Posts: 1,889 Likes: 16 |
Not clear which country you are wanting insurance in. Here in the US I use Haggerty for all my Morgans (including the M3W), they have young drivers coverage. Both my boys were insured to drive the Morgans from the age of 18, not cheap. Once they reached the age of 25 the price became reasonable. Odd... I have a 1976 Goldwing Ltd with Haggerty so naturally called them and was told they did NOT insure M3W's. So I added it to my other motorcycles policy with Progressive. Unfortunately did that before I got a quote from Grundy which would be cheaper. Have to love insurance.... we have 50 states and everyone of them is different
Rodger
2018 M3W "Dreamers on the Rise"
2004 Plus 8 (wife's)
old Goldwings and a couple of Harleys
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