Wales
by Joske Vermeule, September 1
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Jun 14th, 2026
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Joined: Mar 2021
Posts: 47
Just Getting Started
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OP
Just Getting Started
Joined: Mar 2021
Posts: 47 |
Hi all, after a break of 25 years when I last owned a Morgan (a 1982 +8 3.5), I am buying a 1997 +8 3.9 in British Racing Green with chrome wire wheels and can't wait to get my hands on it! First things, first, I need insurance and have got a quote from Gott and Wynne and Headley Group. Did I read somewhere that some insurers insist you put the roof on to be insured? As I remember that being so fiddly, I have no intention of having the roof on at all! Welcome some guidance on which insurer is the most flexible. 
1997 +8 BRG, BMW Z4, Harley FXD, Greeves Silverstone RDS, Kawasaki H2 & Z1000 - no electric cars!
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Joined: Jul 2007
Posts: 27,813 Likes: 749
Member of the Inner Circle
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Member of the Inner Circle
Joined: Jul 2007
Posts: 27,813 Likes: 749 |
Talk to Karen Waller at Headley. I don't think they expect the hood up
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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Joined: Aug 2013
Posts: 15,794 Likes: 15
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 15 |
I've never come across the "hood up" rule, Gott and Wynnn told me when I had the roadster, never to lock the car when the hood is up, as the cost of replacing a slashed hood is far greater than anything likely to be in the car.
Parking in dodgy areas they suggested a steering wheel dick lock.
But to be honest, Morgans are rarely stolen.
Peter,
66, 2016 Porsche Boxster S
No longer driving Tarka, the 2014 Plus 8...
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Joined: Mar 2017
Posts: 2,274 Likes: 41
Talk Morgan Expert
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Talk Morgan Expert
Joined: Mar 2017
Posts: 2,274 Likes: 41 |
This is referred to “ hood warranty” or similar, and this would be a standard exclusion under most motor policies on the market, and is very restrictive, I.e if going to pay for your petrol you would be expected to fully secure and close the hood.
Ive just renewed with Gott & Wynn this year, and I know they have removed this from their policy.
Craig Jezz
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Joined: Mar 2009
Posts: 3,825 Likes: 69
Talk Morgan Addict
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Talk Morgan Addict
Joined: Mar 2009
Posts: 3,825 Likes: 69 |
I've never come across the "hood up" rule, Gott and Wynnn told me when I had the roadster, never to lock the car when the hood is up, as the cost of replacing a slashed hood is far greater than anything likely to be in the car.
Parking in dodgy areas they suggested a steering wheel dick lock.
But to be honest, Morgans are rarely stolen. Any chance of a picture of your steering wheel dick lock Peter? Sounds quite uncomfortable, especially on a hairpin bend... Nick
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Joined: Aug 2013
Posts: 15,794 Likes: 15
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 15 |
Nick, I didn't buy one as I had a 1970s KrookLok and used that when parking somewhere I wasn't sure about. Mostly hotels. Useless, but at least it shows willing. They were talking about this: https://www.disklokuk.co.uk/?gclid=...aJ3UozO_kk7-wl_dFFGIYGkqIyRoCkrcQAvD_BwE
Peter,
66, 2016 Porsche Boxster S
No longer driving Tarka, the 2014 Plus 8...
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Joined: Sep 2010
Posts: 2,431 Likes: 17
Talk Morgan Expert
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Talk Morgan Expert
Joined: Sep 2010
Posts: 2,431 Likes: 17 |
First things, first, I need insurance and have got a quote from Gott and Wynne and Headley Group. Did I read somewhere that some insurers insist you put the roof on to be insured? As I remember that being so fiddly, I have no intention of having the roof on at all! Welcome some guidance on which insurer is the most flexible. [/quote]
1969 4/4
1995 plus 8
1996 Plus 4 4seater
2002 Aero S1
2013 M3W
2014 Plus 8
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Joined: Sep 2010
Posts: 2,431 Likes: 17
Talk Morgan Expert
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Talk Morgan Expert
Joined: Sep 2010
Posts: 2,431 Likes: 17 |
Never heard of that one.......
1969 4/4
1995 plus 8
1996 Plus 4 4seater
2002 Aero S1
2013 M3W
2014 Plus 8
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Joined: Mar 2009
Posts: 3,825 Likes: 69
Talk Morgan Addict
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Talk Morgan Addict
Joined: Mar 2009
Posts: 3,825 Likes: 69 |
Sorry Peter, my post was a joke....you wrote dick lock not disklock!  Nick
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Joined: Aug 2014
Posts: 2,116 Likes: 68
Talk Morgan Expert
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Talk Morgan Expert
Joined: Aug 2014
Posts: 2,116 Likes: 68 |
2005 4/4 1800ccm Duratec and a lot of HONDA CX500.......
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