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Joined: Sep 2014
Posts: 2,310
Likes: 5
Talk Morgan Expert
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Talk Morgan Expert
Joined: Sep 2014
Posts: 2,310
Likes: 5
Lowflyer

2011 +4 Supersport insurance..North Yorkshire age 70

£278 ..inc recovery..unlimited mileage agreed value

Gott and Wynne

Cracked windscreen replaced ( £1000 cost)..money paid out within 3 days
I also got fed up with Adrian Flux.

Regards


" I LOVE THE SOUND OF THROTTLE BODIES IN THE MORNING " (ROBERT DUVAL IN "APOCOLYPSE NOW " )
Joined: Dec 2009
Posts: 37,433
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Tricky Dicky
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Tricky Dicky
Member of the Inner Circle
Joined: Dec 2009
Posts: 37,433
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Been with Headley for seventeen years with the Morgan they are always competitive and a lovely company to deal with so they have our other two cars, house and contents as well now.
When the 4/4 Sport got written off the cheque was with us in the fortnight and they made the process totally painless.


2009 4/4 Sport Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Con Green +8 prev





Joined: Apr 2017
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Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Apr 2017
Posts: 1,799
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+1 Gott & Wynne

Similar experience to KEVFITZ.

Windscreen claim settled in 3 days. The payment was refunded before it hit my credit card.

Phil Stoner is a great guy to deal with.

Also of note, they got the open top car hood up clause written out of the contract formally. Just check other policies.


Bob

2009 Black Roadster
1999 4/4 2 litre Zetec
Joined: Sep 2009
Posts: 1
New to Talk Morgan
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New to Talk Morgan
Joined: Sep 2009
Posts: 1
I 've had my +8 insurance with Admiral on a multi car policy for the last 4 or 5 years - only 2000 miles a year and no extras other than agreed valuation, this year it was £125. Only ever claimed for a windscreen but no problems with that.

Joined: Aug 2013
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Talk Morgan Addict
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Talk Morgan Addict
Joined: Aug 2013
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+1 for Phil Stoner and Gott and Wynne. Been with them since 2001, only ever had 2 windscreen claims and both paid before credit card statement arrived.

Totally delighted with them.

BR
Colin


BR Colin
Who used to be a Spanner Juggler
Joined: Jan 2009
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H
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H
Joined: Jan 2009
Posts: 5,945
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Originally Posted by Lowflyer

I don't want to speak to a call centre jockey who was selling double glazing yesterday and car insurance today, i want someone who understands his business. Mention of a the car spec seems to cause sharp intakes of breath and ooh, I'll have to come back to you, clearly someone who doesn't know thier business.....an irritating waste of time. Perhaps i need reprogramming🤐


The business model is based on what Joe Public wants for his Fiesta - low prices. So the front end is standardised to cheap "call centre jockeys" handling standard vanilla cars. The risk is examined in detail when you have a claim - thats when the professionals appear. In the old days you spoke to underwriters at insurance companies not min wage types at intermediaries like brokers.

Premium strikes me as a expensive. The main risk is the small chance of a very large 3rd party claim and that doesnt really depend too much on the car but as far as the car bit is concerned I pay just a little bit more than that for the Fezza with at least twice the bhp, way more expensive parts and likely higher write off value.

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