A mud guard will help a lot going forward. There is also the formed plastic guard that protects the belt reel area which I highly recommend. This is a standard item on later cars.
I have my belts out at the moment, waiting for replacements from seatbeltplanet.com to arrive as I got tired of frequent nuisance locking. Upon disassembly, the originals were very corroded internally, no doubt from their early days before suitable weather protection was provided.
Custom ordered ones with a 90" long belt length to eliminate the problem of excess (and therefore droopy) belt length. My previously shortened ones measured 94" and are much more than enough for even a rather large person.
Seat belt planet offers standard units with 110" FWIW.
To remove the seat belt reels, first completely remove the seat cushions and backs, then remove or at least loosen the lower alloy bulkhead panel.
Pop off the plastic caps and remove the retaining bolts for the ends of the seat belt near the driveshaft tunnel.
Remove the two retaining bolts for the seat belt shoulder loops just under the bodywork. A combination wrench is needed here, and once you use the ring end of the wrench to loosen the bolts a few turns, switch to the open end of the wrench so it doesn't get trapped between the bolt and the body work (ask me how I know). This part is very tedious as you can only go a fraction of a turn at a time.
Now the upper alloy bulkhead panel should be loose, and using three hands you thread the loose end of the belts through the slot in the upper panel and remove the panel.
The belt reels should be visible just above the bevel box. The mounting bolt heads can be difficult to get to depending on your wrench/socket options, but there is an access panel just below the reels (see photo) which can be removed to allow you to get a wrench on them from below. The nuts for the mounting bolts bolts are accessed from the rear wheel area, and you will want your mudguard or water shield removed to make access for them easier.
To make future access to the belts easier, on my car I drilled out the rivets on the bumped out portion of the upper alloy bulkhead panel and replaced them with rivnuts and screws, and cut a slot in this panel to allow slipping the belts through (see photo). This way only that smaller upper portion of the bulkhead can be removed to gain future access to the reel area.
Additionally, I removed the portion of the main upper alloy panel that is captive under the shoulder loop belts to allow this panel to be removed without removing the shoulder loop bolts. Then I added back two small screw to locate this panel. (see bottom photo)
So some photos which may help. Sorry I don't have any of everything installed and before I modded things.
Factory plastic shield to protect seat belt reel area. Zip ties in place around chassis tubes:
![[Linked Image]](https://www.tm-img.com/images/2021/08/01/IMG_0692.jpg)
Seat belt reel main mounting bolt (holes at bottom of well area) You can see the alloy access panel just below the mounting holes which, after removal of two small screws, permits you to get a wrench on the mounting bolt heads.
![[Linked Image]](https://www.tm-img.com/images/2021/08/01/IMG_0691.jpg)
The modified center panel with a slot to permit the seat belt webbing to slip through.
![[Linked Image]](https://www.tm-img.com/images/2021/08/01/IMG_0690.jpg)
Modified main upper panel showing alternative mounting screws
![[Linked Image]](https://www.tm-img.com/images/2021/08/01/IMG_0694.jpg)