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Jun 14th, 2026
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Joined: Mar 2010
Posts: 3,693 Likes: 130
Moderate or good, occasionally poor Talk Morgan Addict
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Moderate or good, occasionally poor Talk Morgan Addict
Joined: Mar 2010
Posts: 3,693 Likes: 130 |
In this business I find there are few prizes for loyalty. Returning customers are generally seen as the uninformed who will accept the new price. Lowest costs over time are usually achieved by switching nearly every year to gain the new customer discount. Not since the new FCA rules on 1st January. Insurers can no longer charge existing customers more than new ones, hence the price hikes now.
2011 Morgan 4/4
1932 Austin 7 Chummy
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Joined: Nov 2015
Posts: 8,671 Likes: 489
Just barreling along Needs to Get Out More!
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Just barreling along Needs to Get Out More!
Joined: Nov 2015
Posts: 8,671 Likes: 489 |
There are new rules to try & treat new (discounted) customers the same as renewals, however some industry experts warned that we may all face an increase from companies to balance the disparity of previous below cost pricing to new business https://www.fca.org.uk/news/press-r...lty-penalty-home-motor-insurance-markets
Jon M
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
Looking at what you guys pay I guess I'm maybe somewhere in the middle-ish. Just seems a lot for a car I barely drive :-(
I have 10K annual mileage allowance and agreed value plus the price I quoted is with Morgan rescue + legal expenses so maybe its not too bad !! lol.
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt 
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Joined: Aug 2013
Posts: 15,794 Likes: 15
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 15 |
Tarka cost me £573.21with Gott & Wynne, last July. It will be interesting to see what the cost is this year.
£600 plus wouldn't surprise me.
The policy is underwritten by ERS at Lloyds, but it is a specific one for Morgan owners. One development is that any Morgan with a market value of £70,001 and above must have a tracker.
Last edited by Peter J; 15/02/22 04:49 PM. Reason: Clarification
Peter,
66, 2016 Porsche Boxster S
No longer driving Tarka, the 2014 Plus 8...
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Joined: Jul 2007
Posts: 27,809 Likes: 749
Member of the Inner Circle
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Member of the Inner Circle
Joined: Jul 2007
Posts: 27,809 Likes: 749 |
Strange though. The wife's polo went up a fiver to 180 but eventually I found one at 167. Why have mogs shot up?
JohnV6
2022 CX Plus Four
2025 Renault Scenic Alpine etech "Yvette"
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
I have been Philip Bell/Fortis and then Headley/Hiscox who bought his business for 37 years. Always had great service. This year the policy due March 1 has increased by 26% to well over £400. (No insurance claims in the last 12 months).
I have a quote from Gott and Wynne which I will take up. Just emailed them for a quote
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt
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Joined: Oct 2019
Posts: 5,586 Likes: 603
Charter Member
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Charter Member
Joined: Oct 2019
Posts: 5,586 Likes: 603 |
Thanks for the replies .... the cost of unlimited miles seems so reasonable I'm surprised many bother with the restriction of a stated mileage.
K
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Joined: May 2019
Posts: 72 Likes: 7
Just Getting Started
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Just Getting Started
Joined: May 2019
Posts: 72 Likes: 7 |
Peter Best insurance for my plus 4 less than £250 for the year
LES
PLUS 4
FORD FIESTA ST 2
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Joined: Nov 2018
Posts: 1,065 Likes: 23
Has a lot to Say!
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Has a lot to Say!
Joined: Nov 2018
Posts: 1,065 Likes: 23 |
Oh, you lucky guys…
For season registration from March until November 690,- EURs… inclusive a breakdown insurance worth about 20,-EUR.
With a very low rate for many years accidentfree…
Greets René
2018 plus4 (sports green)
with a homemade really shiny red tinted dash…
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Joined: Aug 2010
Posts: 5,464 Likes: 171
Charter Member
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Charter Member
Joined: Aug 2010
Posts: 5,464 Likes: 171 |
Thanks for the replies .... the cost of unlimited miles seems so reasonable I'm surprised many bother with the restriction of a stated mileage.
K When I changed it surprised me how little it was to change. I was cross with myself for potentially limiting my annual mileage for such a paltry amount.
Paul
Costock, UK
Plus Four 75th - Furka Rouge - Pip
Disco 5
Teddy - 17h1 Irish Draught cross
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