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Jun 14th, 2026
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Joined: Sep 2010
Posts: 2,431 Likes: 17
Talk Morgan Expert
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Talk Morgan Expert
Joined: Sep 2010
Posts: 2,431 Likes: 17 |
Gott and Wynne for me too, had a couple of claims over the years, top notch service....
1969 4/4
1995 plus 8
1996 Plus 4 4seater
2002 Aero S1
2013 M3W
2014 Plus 8
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Joined: Dec 2017
Posts: 2,221 Likes: 181
Talk Morgan Expert
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Talk Morgan Expert
Joined: Dec 2017
Posts: 2,221 Likes: 181 |
Doesn't a lot depend on the amount of the Agreed Value, it does over here?
Bruce
1964 4/4 Series V Comp (Megan)
1994 +8 (Maurice) tis no more
2013 M3W (Olga)
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Joined: Nov 2018
Posts: 6,667 Likes: 433
Talk Morgan Sage
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Talk Morgan Sage
Joined: Nov 2018
Posts: 6,667 Likes: 433 |
Footman James for me, pay about £250 for 8000miles. Have declared every single one of my numerous engine, running gear and electical mods, even down to LED rear bulbs....
"Y mae dafad ddu ym mhob praidd"
1972 4/4, 1981 MGBGT, 1984 FLHT1340, 1980 XLH1000, 1990 ZX10
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Joined: Dec 2008
Posts: 22,358 Likes: 353
Roadster Guru Member of the Inner Circle
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Roadster Guru Member of the Inner Circle
Joined: Dec 2008
Posts: 22,358 Likes: 353 |
The basis of Mog insurance is value. So always take that into account when making comparisons.
DaveW
'05 Red Roadster S1
'16 Yellow (Not the only) Narrow AR GDI Plus 4
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Joined: Mar 2017
Posts: 2,274 Likes: 41
Talk Morgan Expert
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Talk Morgan Expert
Joined: Mar 2017
Posts: 2,274 Likes: 41 |
Am I correct in saying that you do not earn NCD with classic car policies ? As they are classed as a specialist insurance and are generally cheaper than main stream insurers ?
Craig Jezz
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Joined: Nov 2015
Posts: 8,671 Likes: 489
Just barreling along Needs to Get Out More!
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Just barreling along Needs to Get Out More!
Joined: Nov 2015
Posts: 8,671 Likes: 489 |
Am I correct in saying that you do not earn NCD with classic car policies ? As they are classed as a specialist insurance and are generally cheaper than main stream insurers ?
As I understand it, yes, although they do take account of 'years without a claim' to assess risk
Jon M
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Joined: Nov 2015
Posts: 8,671 Likes: 489
Just barreling along Needs to Get Out More!
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Just barreling along Needs to Get Out More!
Joined: Nov 2015
Posts: 8,671 Likes: 489 |
The basis of Mog insurance is value. So always take that into account when making comparisons. Agreed, we could be comparing Mogs from sub £20k to over £60k here, perhaps a £ insurance cost per £1k value would be more accurate ?
Jon M
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Joined: May 2014
Posts: 5,439 Likes: 131
Black Rat Charter Member
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Black Rat Charter Member
Joined: May 2014
Posts: 5,439 Likes: 131 |
Keith
2013 narrow bodied + 4 Ruby.
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Joined: Mar 2010
Posts: 3,693 Likes: 130
Moderate or good, occasionally poor Talk Morgan Addict
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Moderate or good, occasionally poor Talk Morgan Addict
Joined: Mar 2010
Posts: 3,693 Likes: 130 |
... we could be comparing Mogs from sub £20k to over £60k here, perhaps a £ insurance cost per £1k value would be more accurate ? Not just value but also the owner's age, driving record, claims history and, as previously pointed out, postcode. Also whether it is the main transport or a secondary car on a policy with no NCD. Given all the variables it's perhaps surprising how similar the amounts are.
2011 Morgan 4/4
1932 Austin 7 Chummy
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Joined: Jul 2019
Posts: 5,438 Likes: 467
Charter Member
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Charter Member
Joined: Jul 2019
Posts: 5,438 Likes: 467 |
My Mog insurance has gone down this year.., Not sure what to spend the £1.12p on...Hmm..? (-:
Agreed value, salvage retention, £200 excess. 1500miles limitation £230.44 SD&P I used to run with no mileage limitation, but only clocked up circa 26k miles in all the time I have owned my Mog.
I have been insured through the same Morgan specialist broker for 20 years, and at one time when I had nothing better to do I decided to read through the ins docs... and to my dismay I found that while on foreign trips the insurance dropped to the minimum insurance requirements for whatever country I might be travelling in at the time...! In the UK in times past that was RTA, I cant remember what that covered but not much at all..!
All that typed on y latest renewal, I note. Foreign use extension - Comprehensive cover within the EU for up to 90 days per trip..
Outside the EU.. is anybody`s guess but if you have any such plans might be best to investigate...
Then there is whatever additional aspects of Brexit to be considered in terms of licences and health care etc. etc. etc.
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