SORN
by OldSkrote - 31/07/25 02:07 PM
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New
by Rex_tulips - 30/07/25 07:59 PM
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Forums34
Topics48,368
Posts813,410
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Most Online1,046
Aug 24th, 2023
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Joined: Dec 2017
Posts: 2,041 Likes: 71
Talk Morgan Expert
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Talk Morgan Expert
Joined: Dec 2017
Posts: 2,041 Likes: 71 |
Everyone seems to focus on cost of insurance, what about service and results after a claim? Sometimes you get what you pay for.
Bruce
1964 4/4 Series V Comp (Megan)
1994 +8 (Maurice)
2013 M3W (Olga)
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Joined: Jul 2019
Posts: 4,615 Likes: 194
Part of the Furniture
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Part of the Furniture
Joined: Jul 2019
Posts: 4,615 Likes: 194 |
Everyone seems to focus on cost of insurance, what about service and results after a claim? Sometimes you get what you pay for. Also sometimes you don`t.. I have often expressed the same sentiments as those quoted... I have been with the same Morgan specialist broker for 20 years, and very fortunately I have not had to claim, but would not recommend them though they have handled taking my money over the years in a very mannerly way...(-: I have also read of a Morgan owner who had to put a lot of effort into avoiding his Morgan specialist broker (who may have recently sold out to a larger company) writing off his Morgan. My guess is that the owner of the damaged Morgan expected more of a specialist service for what is his special car, and his expectations seem not to have been met, resulting in the owner having to go to some length to save his car, which I am pleased to report he managed to do.
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Joined: Aug 2013
Posts: 15,794 Likes: 14
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 14 |
Gott and Wynne, £80,000 agreed value, 5000 miles a year, £522.00 a year.
Underwritten by Equity Red Star and a specialist Morgan product.
If the car is written off then the car is available to purchase at scrap value, I understand.
Peter,
66, 2016 Porsche Boxster S
No longer driving Tarka, the 2014 Plus 8...
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Joined: Feb 2011
Posts: 1,155 Likes: 2
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Feb 2011
Posts: 1,155 Likes: 2 |
Gott and Wynn wanted £726 and a tracker ,they insured my Roadster for the past two years .
Same underwriters as Heritage so it makes you wonder what’s going on .
Peter.
Aero plus8 50th Anniversary.
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Joined: Jul 2019
Posts: 4,615 Likes: 194
Part of the Furniture
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Part of the Furniture
Joined: Jul 2019
Posts: 4,615 Likes: 194 |
Everyone seems to focus on cost of insurance, what about service and results after a claim? Sometimes you get what you pay for. Also sometimes you don`t.. I have often expressed the same sentiments as those quoted... I have been with the same Morgan specialist broker for 20 years, and very fortunately I have not had to claim, but would not recommend them though they have handled taking my money over the years in a very mannerly way...(-: I have also read of a Morgan owner who had to put a lot of effort into avoiding his Morgan specialist broker (who may have recently sold out to a larger company) writing off his Morgan. My guess is that the owner of the damaged Morgan expected more of a specialist service for what is his special car, and his expectations seem not to have been met, resulting in the owner having to go to some length to save his car, which I am pleased to report he managed to do. I should add that I have no problems with my broker, the only reason not to name and recommend them is that fortunately for me I have no idea of the way they might handle a claim..
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Joined: Jun 2020
Posts: 215
L - Learner Plates On
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L - Learner Plates On
Joined: Jun 2020
Posts: 215 |
Everyone seems to focus on cost of insurance, what about service and results after a claim? Sometimes you get what you pay for. I am with LV £220 a year for a 2017 Plus 4 with full business use 10k miles per year. Had to do a claim earlier this year with 3rd party having admitted fault but their insurance company refusing to speak to me. I handed it over to LV, we had a 1 minute conversation as to where to get it repaired & they agreed that I could send it to Techniques without any argument. I understand that the initial estimate with photos was refused by LV, they sent an assessor to my home to inspect the car & having viewed it he immediately changed his mind & approved it. As the 3rd party had admitted liability LV didn't take any excess from me. All in all I couldn't really fault LVs handling of the claim.
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Joined: Aug 2013
Posts: 15,794 Likes: 14
Formerly known as Aldermog Member of the Inner Circle
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Formerly known as Aldermog Member of the Inner Circle
Joined: Aug 2013
Posts: 15,794 Likes: 14 |
Gott and Wynn wanted £726 and a tracker ,they insured my Roadster for the past two years .
Same underwriters as Heritage so it makes you wonder what’s going on . Gott & Wynne require a tracker if the car has an agreed value over £80,000. Although they use ERS as the underwriters, as to Heritage, the details of the policy are not quite the same. Although I didn't need to do so I fitted the Tracker recommended by Morgan (Global Telemetrics) and installed in all the CX cars. It works VERY well, as I found out early on when I forgot to press the button on the key card before driving. As soon as the car stopped moving i got a phone call. Another plus is that using the phone App whilst it was at Morgan I could see every movement, times, distance and maximum speed. Another plus is that it monitors battery voltage, given the car's past history this is important.
Peter,
66, 2016 Porsche Boxster S
No longer driving Tarka, the 2014 Plus 8...
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Joined: Feb 2011
Posts: 1,155 Likes: 2
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Feb 2011
Posts: 1,155 Likes: 2 |
Yes I fitted Global telemetrics. My phone seems to need re connecting to the car every now and again.
Peter.
Aero plus8 50th Anniversary.
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Joined: Mar 2010
Posts: 3,581 Likes: 85
Moderate or good, occasionally poor Talk Morgan Addict
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Moderate or good, occasionally poor Talk Morgan Addict
Joined: Mar 2010
Posts: 3,581 Likes: 85 |
I'm interested to see that G&W, Headley and, apparently, Heritage all use ERS as the underwriter. I've been with RH for both my classics for the last couple of years. They would appear to be the "retail" version of ERS, they even answer the phone ERS. I know the brokers all specify they own bespoke policies, but I'd suggest a quote from RH is worth considering: rhspecialistinsurance.co.uk
2011 Morgan 4/4
1932 Austin 7 Chummy
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Joined: Aug 2010
Posts: 5,233 Likes: 126
Charter Member
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Charter Member
Joined: Aug 2010
Posts: 5,233 Likes: 126 |
Just one caution given that both Headley and G&W changed underwriters this year. Well worth checking a couple of weeks after renewal that your car shows as insured on the Motor Insurance Database. Could save you some time - check out askmid.com When I checked mine, it wasn't showing as insured. Hopefully, my phone call to the broker has gotten this corrected.
Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 5
Teddy - 17h1 Irish Draught cross
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