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Joined: Nov 2018
Posts: 6,061 Likes: 160
Talk Morgan Sage
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Talk Morgan Sage
Joined: Nov 2018
Posts: 6,061 Likes: 160 |
I'm really struggling to see what the problem is? It appears pretty straightforward?
If you regularly take a partner or family member to a MSCC event, then take out joint membership (at no extra cost) so they are named, and then they are fully covered by MSCC event insurance and can also take advantage of other member benefits.
If you don't, then it doesn't effect you at all.
MGOC has an approved insurer - Adrian Flux. However in previous years it was Lancaster. This year I insured again with Lancaster and my renewal was £95 (Fully Comp, protected NCB). Flux were advertising that they would beat any quote by £25, but I didn't have the heart to call them........
I insured the Mog with Gott and Wynne this year, and they were comparable with last years Footman James policy (which had increased). There are many specialist Classic Car Insurers out there, that insure all different marques, so I doubt the MSCC arrangement will make a blind bit of difference.
1972 4/4 4 seater, 1981 MGB GT 1984 Harley Davidson Electra Glide, 1990 Kawasaki ZX10
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Joined: Nov 2015
Posts: 7,910 Likes: 242
Just barreling along Talk Morgan Guru
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Just barreling along Talk Morgan Guru
Joined: Nov 2015
Posts: 7,910 Likes: 242 |
Dare I say,… a load of cobblers, that is as clear as mud to most people! Sadly, although individual centres are doing a great job in promoting Morgan camaraderie, I think the MSCC itself has lost its way and have forgotten that it should be representing members’ interests, without whom it would not exist anyway. However, a strong commercial drive seems to have taken over. My reason for this stems from the new “unique” Peter James car insurance which the MSCC has signed up to for 3 years on the promise of a handsome return by promoting it as THE approved insurance and preventing the competition from advertising in Miscellany. All very well, but EVERYONE in my locality who have asked for a quote have had offers of 50% to 100% greater than their usual insurer. So it looks pretty obvious how the MSCC will collect its bounty. My concern is that all the other Morgan specialist insurers may well see this as an opportunity to raise their rates towards that of the morgan “ approved” insurer. So, if that happens, everyone suffers and MSCC would have done a serious dis-service to its members. For that reason, regretfully, I am not renewing membership this year. So all previous 'approved' insurers have been binned ? and are not allowed to advertise in Miscellany ? I find this very poor and NOT in MSCC members / owners interests, IIRC several Co's used to help sponsor the costs of annual Mogs, Concours & Gymkhana's
Jon M
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Joined: Jun 2015
Posts: 1,961 Likes: 43
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Jun 2015
Posts: 1,961 Likes: 43 |
Dare I say,… a load of cobblers, that is as clear as mud to most people! Sadly, although individual centres are doing a great job in promoting Morgan camaraderie, I think the MSCC itself has lost its way and have forgotten that it should be representing members’ interests, without whom it would not exist anyway. However, a strong commercial drive seems to have taken over. My reason for this stems from the new “unique” Peter James car insurance which the MSCC has signed up to for 3 years on the promise of a handsome return by promoting it as THE approved insurance and preventing the competition from advertising in Miscellany. All very well, but EVERYONE in my locality who have asked for a quote have had offers of 50% to 100% greater than their usual insurer. So it looks pretty obvious how the MSCC will collect its bounty. My concern is that all the other Morgan specialist insurers may well see this as an opportunity to raise their rates towards that of the morgan “ approved” insurer. So, if that happens, everyone suffers and MSCC would have done a serious dis-service to its members. For that reason, regretfully, I am not renewing membership this year. So all previous 'approved' insurers have been binned ? and are not allowed to advertise in Miscellany ? I find this very poor and NOT in MSCC members / owners interests, IIRC several Co's used to help sponsor the costs of annual Mogs, Concours & Gymkhana's Yes, exactly that. If you look in the recent copies of Miscellany, all the previous advertisers are no longer there. I understand that was part of the deal with the Peter James contract. And…Thanks for seeing it my way.
Doug 2011 Plus 4 in Rich Maroon
1972 750 “ComDom” sprinter 1958 Triton 650 1992 Triumph Trophy 900
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Joined: Jun 2022
Posts: 401 Likes: 42
Learner Plates Off!
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Learner Plates Off!
Joined: Jun 2022
Posts: 401 Likes: 42 |
I'm really struggling to see what the problem is? It appears pretty straightforward?
If you regularly take a partner or family member to a MSCC event, then take out joint membership (at no extra cost) so they are named, and then they are fully covered by MSCC event insurance and can also take advantage of other member benefits.
If you don't, then it doesn't effect you at all. This thread is confusing the request by MSCC to take out joint membership regarding MSCC Insurance Policy Requirements 4.7.24"A single MSCC membership gives access to the named person to all aspects of Club/Centre activities including All Member insurance cover." and the move by MSCC to promote a single car insurance provider. My question refers to the former. What is covered? Me falling down the steps at a pub when attending a Nogin? Being injured when visiting a venue (museum, etc) when organised by a MSCC centre? Am I covered should I not be able to attend MogFest due to illness but having bought the tickets? As for the promotion of Peter James Insurance that is a different subject.
1956 Plus 4 4 seater
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Joined: Nov 2018
Posts: 6,061 Likes: 160
Talk Morgan Sage
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Talk Morgan Sage
Joined: Nov 2018
Posts: 6,061 Likes: 160 |
[quote=TBM]My question refers to the former. What is covered? Me falling down the steps at a pub when attending a Nogin? Being injured when visiting a venue (museum, etc) when organised by a MSCC centre? Am I covered should I not be able to attend MogFest due to illness but having bought the tickets? . I think your regional rep, or the club membership officer would be best placed to answer those questions. Pop them a quick email.
1972 4/4 4 seater, 1981 MGB GT 1984 Harley Davidson Electra Glide, 1990 Kawasaki ZX10
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Joined: Mar 2010
Posts: 3,581 Likes: 85
Moderate or good, occasionally poor Talk Morgan Addict
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Moderate or good, occasionally poor Talk Morgan Addict
Joined: Mar 2010
Posts: 3,581 Likes: 85 |
CoverLegal Liability of the Clubs for injury to third parties and damage to their property arising from the social activities of the Clubs.https://motorsportuk.s3.eu-west-2.a...lubs-Public-Liability-Insurance-2024.pdf
2011 Morgan 4/4 1932 Austin 7 Chummy
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Joined: Jun 2015
Posts: 1,961 Likes: 43
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Jun 2015
Posts: 1,961 Likes: 43 |
I'm really struggling to see what the problem is? It appears pretty straightforward?
If you regularly take a partner or family member to a MSCC event, then take out joint membership (at no extra cost) so they are named, and then they are fully covered by MSCC event insurance and can also take advantage of other member benefits.
If you don't, then it doesn't effect you at all. This thread is confusing the request by MSCC to take out joint membership regarding MSCC Insurance Policy Requirements 4.7.24"A single MSCC membership gives access to the named person to all aspects of Club/Centre activities including All Member insurance cover." and the move by MSCC to promote a single car insurance provider. My question refers to the former. What is covered? Me falling down the steps at a pub when attending a Nogin? Being injured when visiting a venue (museum, etc) when organised by a MSCC centre? Am I covered should I not be able to attend MogFest due to illness but having bought the tickets? As for the promotion of Peter James Insurance that is a different subject. It’s not so much about insuring you personally, it’s more to do with protecting the MSCC. If an incident occurred during a centre event, whatever it might be, if the injured party could not get anywhere claiming from car insurance, personal liability insurance, venue insurance, track insurance, even the offender personally…or whatever, they could then as a last resort, look to the MSCC as it is their members who were involved. So this insurance would then come into play and save the MSCC stumping up. That’s why it appears so wooly, as it is a “catch all”, if all else fails.
Last edited by Deejay; 18/07/24 05:23 PM.
Doug 2011 Plus 4 in Rich Maroon
1972 750 “ComDom” sprinter 1958 Triton 650 1992 Triumph Trophy 900
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Joined: Aug 2023
Posts: 43 Likes: 7
Just Getting Started
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Just Getting Started
Joined: Aug 2023
Posts: 43 Likes: 7 |
Got my quote today on the new scheme worked out £350 more a year not sure how they worked it out I tried telling g them about my no claims but they didn't care. Not sure who negotiated this but I find the outcome dreadfully disappointing
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Joined: Dec 2009
Posts: 35,791 Likes: 471
Tricky Dicky Member of the Inner Circle
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Tricky Dicky Member of the Inner Circle
Joined: Dec 2009
Posts: 35,791 Likes: 471 |
Got my quote today on the new scheme worked out £350 more a year not sure how they worked it out I tried telling g them about my no claims but they didn't care. Not sure who negotiated this but I find the outcome dreadfully disappointing Crickey that's shocking, is it an Aeromax you have. We pay 350 for my 1999 plus 8 full NCB self and wife plus legal cover and 5,000 miles pa. Non MSCC member though and I'm with the group that Headley handed us over to and we have the three cars with them, I'd rather have good cover than the cheapest though so maybe I'm not a good example.
2009 4/4 Henrietta 1999 Indigo Blue +8 2009 4/4 Sport Green prev 1993 Connaught Green +8 prev
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Joined: Jun 2015
Posts: 1,961 Likes: 43
Talk Morgan Enthusiast
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Talk Morgan Enthusiast
Joined: Jun 2015
Posts: 1,961 Likes: 43 |
Got my quote today on the new scheme worked out £350 more a year not sure how they worked it out I tried telling g them about my no claims but they didn't care. Not sure who negotiated this but I find the outcome dreadfully disappointing Crickey that's shocking, is it an Aeromax you have. We pay 350 for my 1999 plus 8 full NCB self and wife plus legal cover and 5,000 miles pa. Non MSCC member though and I'm with the group that Headley handed us over to and we have the three cars with them, I'd rather have good cover than the cheapest though so maybe I'm not a good example. A friend of mine who is now a tad on the wrong side of 80 has a new Plus 4; his renewal is around £800 , which he accepts due to his age, value of car etc. HOWEVER, when he enquired of Peter James, the MSCC insurer, it came back as a little over £1600!
Doug 2011 Plus 4 in Rich Maroon
1972 750 “ComDom” sprinter 1958 Triton 650 1992 Triumph Trophy 900
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