I semi-retired after more than a year in and out of hospitals following a serious accident when I was 50. At 55 I was fortunate enough to be able to close my consultancy and retire. That is 12 years ago and I don't regret it for a moment. Yes, it is true that my income would be more than double if I was still working but I am fortunate to have enough to get by. Inflation is a bit of a worry though.

Peter

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