Please, some translation for the stupid American. "Pension Pots"?
When we retire here in the US we (hopefully) get a monthly payment from our past employer. We can take a lump sum payout, but that is rarely done as the periodic payment is usually estimated to be much larger (and larger still if you live a long time.) This monthly payment can be augmented by personal savings and when of sufficient age, a social security payment, and medical coverage. So having a big pot of money is unlikely unless there are special bonus paid, etc. But again this is not likely to be sufficient to buy a newish Morgan.
Cheers,
