I agree osten - spend the money and enjoy your life - 100%
Recently my 88 year old mother has had to go into full time residential care - which in the UK she needs to fund herself. The cost is an eye watering £45k each year!
Mom & Dad spent their working life paying taxes & contributing everything they were asked. They thought that, in saving, they would be leaving a significant inheritance for the children & grandchildren, however cash funds depleted, we have just agreed a sale of the 'family' home - the money being used to fund Mom's continued care.
If Mom had spent the money, she would still get the necessary care - it would have been state funded - where is the justice in that??
Enjoy your life - spend your money on & with your family - there are no pockets in shrouds!!
Time to get out in the 3 wheeler & focus on what's really important
