..... the 4 figure sum so far for the Xmas to ensure the kids (all of whom work) get presents etc our credit card is dead.
You think you’ve got worries John? SWMBO and I have both been married before, between us we have 6 kids (plus partners) and 13 grandkids. On top of that 4 of the grandkids have birthdays in December!
Can you hear my credit card groaning?

Good job I love the Christmas feeling 🎅🏻