As we increasingly move to a cashless society, many of these issues will go away, with the only possible exception of poor service. Covid has certainly brought that date forward without question. It will be an interesting world for those businesses that prefer cash (the black economy) as the Inland Revenue tracks every financial transaction in the pursuit of tax revenues.
Its interesting that one's credit rating is influenced by the level of credit one engages in, in essence your level of indebtedness and your effective ability to service it. It takes little or no account of cash sources, owned outright properties, other financial resources you may have at your disposal.....needless to say under those circumstances I have a relatively modest credit rating.
Last edited by JohnHarris; 22/11/21 08:54 AM.
