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Jun 14th, 2026
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
Thinking of chucking a few quid in a peer to peer lending platform such as Funding Circle, the house crowd or similar ? Not vast amounts, couple of k.
Does anyone have any experiences with such things ?
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt 
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Joined: Jan 2019
Posts: 938 Likes: 46
Talk Morgan Regular
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Talk Morgan Regular
Joined: Jan 2019
Posts: 938 Likes: 46 |
Not on a platform but on a private basis - after Basel II the conditions for small businesses were horrible. So this makes sense, is fun and taking real risk...
Some of my friends put money on crown funding platforms - to be honest - after the first adventure stories I never heard about real success.
Miklos
1973 2CV AK400 Ralley
1985 plus 4 four seater
1992 Peraves ecomobil
bicycles (pedersen to recumbent)
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Joined: Aug 2008
Posts: 2,515 Likes: 1
Talk Morgan Expert
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Talk Morgan Expert
Joined: Aug 2008
Posts: 2,515 Likes: 1 |
https://monevator.com/ratesetter-high-interest-offer/ I put in £1000 on Ratesetter like in this link and got £100 cashback plus the interest.
1972 4/4 2 Seater
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Joined: May 2008
Posts: 979
Talk Morgan Regular
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Talk Morgan Regular
Joined: May 2008
Posts: 979 |
"If it sounds too good to be true, it probably is."
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Joined: Jan 2012
Posts: 4,333
Gone to Porsche Part of the Furniture
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Gone to Porsche Part of the Furniture
Joined: Jan 2012
Posts: 4,333 |
Thinking of chucking a few quid in a peer to peer lending platform such as Funding Circle, the house crowd or similar ? Not vast amounts, couple of k.
Does anyone have any experiences with such things ?
I am sick of junk emails off them
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Joined: Sep 2011
Posts: 14,748 Likes: 158
Member of the Inner Circle
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Member of the Inner Circle
Joined: Sep 2011
Posts: 14,748 Likes: 158 |
I have invested in a lending fund in Australia which gives good rates. It is one of the biggest in Australia and only lends against secure mortgages. I think as long as there is not a real financial collapse it should be reasonably safe and the risk is spread across many mortgages. I would move the funds out of Australia but I can't get anything like the same returns in Italy.
The same fund also offers good returns on peer-to-peer and they do keep sending me mails about it. I must admit I am tempted but I think I would want to be pretty sure about the security: first mortgage, good property, etc. For me it is a long way away if something goes wrong. Their 4 year managed fund actually offers better returns than many of the peer-to-peer offers.
Peter ![[Linked Image]](http://bradley.it/public_images/drive.jpg)
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Joined: Jul 2011
Posts: 1,245 Likes: 30
Has a lot to Say!
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Has a lot to Say!
Joined: Jul 2011
Posts: 1,245 Likes: 30 |
Had a look at funding circle a few years back as a mate recommended it. He was at the time getting 8% gross. But I decided against as not covered by the FSA.
4/4 Ivory 4.1:1 axle, Mercedes A200 AMG
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
Thinking of chucking a few quid in a peer to peer lending platform such as Funding Circle, the house crowd or similar ? Not vast amounts, couple of k.
Does anyone have any experiences with such things ?
I am sick of junk emails off them You must have signed up at some point ? Cant you unsubscribe ?
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
Had a look at funding circle a few years back as a mate recommended it. He was at the time getting 8% gross. But I decided against as not covered by the FSA. With most things I guess its a gamble. The fact the monies are spread among many lenders helps. Im only looking at making a few quid, just wondered if , on the whole, people get back money rather than lose. I am green around the gills with investing i must admit Cheers folks
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt
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Joined: Dec 2018
Posts: 1,309 Likes: 5
Has a lot to Say!
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OP
Has a lot to Say!
Joined: Dec 2018
Posts: 1,309 Likes: 5 |
I have invested in a lending fund in Australia which gives good rates. Do you have a link please Peter ?
Bonesie Current stead -'The Captain' Black +4 'Life is like a garden, dig it' *Joe Dirt
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