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Joined: Dec 2009
Posts: 35,791
Likes: 471
Tricky Dicky
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Tricky Dicky
Member of the Inner Circle
Joined: Dec 2009
Posts: 35,791
Likes: 471
Originally Posted by CooperMan
Originally Posted by +8Rich
Well house and contents including specified high value items (the good ladies) in and out of the house ours is £500 which considering the overall cover is for a £1,000,000 including rebuilding etc seems reasonable ? or are they having a laugh...

Obviously it's a bit of a postcode vs neighbours claims lottery, but just about to renew at under £200 for £1m buildings & £75k contents, so £500 sounds steep (unless you're situated on a receding coastal cliff)

Thanks Jon, I'll review this next December when it's due again as I've just paid it santahohoho as we are 500' amsl and 1/4 mile from the cliffs and a very low rated crime area with no claims ever from us thankfully.


2009 4/4 Henrietta
1999 Indigo Blue +8
2009 4/4 Sport Green prev
1993 Connaught Green +8 prev





John V6 #791701 10/12/23 11:01 AM
Joined: May 2010
Posts: 9,285
Likes: 69
S
Needs to Get Out More!
Offline
Needs to Get Out More!
S
Joined: May 2010
Posts: 9,285
Likes: 69
Ours just came in with a £6 increase to £203.
On checking the details they had increased the cover in a couple of areas that would be inflation affected. The sums insured are covering big costs ( rebuild etc) with room to spare.
The policy has good cover for both buildings and contents plus emergency call out cover. DirectLine.
As usual at renewal I looked at other options but stuck with them as differences were very small.
Re the emergency cover, we had them out once for a very small pinhole leak in a water pipe under the sink. Plumber there within a couple of hours. Job done. No damage and a quick clean up was all that was needed. Still a mystery how the pinhole occurred. My guess is a defect in the copper pipe that, after years, gave way.


Plus Four MY23 Furka Rouge
sospan #791714 10/12/23 02:07 PM
Joined: May 2014
Posts: 5,110
Likes: 56
Black Rat
Charter Member
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Black Rat
Charter Member
Joined: May 2014
Posts: 5,110
Likes: 56
Don't know how old your copper pipe is but about 20 years ago there was a lot of defective copper pipe installed.


Keith
2013 narrow bodied + 4 Ruby.
John V6 #791731 10/12/23 05:56 PM
Joined: May 2019
Posts: 66
Likes: 6
lez Offline
Just Getting Started
Offline
Just Getting Started
Joined: May 2019
Posts: 66
Likes: 6
just got renewal for AA breakdown and recoverey up from £127 to £191 going to look else where any recommendations


LES
PLUS 4
FORD FIESTA ST 2


lez #791734 10/12/23 06:41 PM
Joined: Jan 2009
Posts: 525
Talk Morgan Regular
Offline
Talk Morgan Regular
Joined: Jan 2009
Posts: 525
Have a look at Auto Aid, full cover for just over £60. Not had to use them yet, but always recommended by Martin Lewis (Money Saving Expert)


Pete

John V6 #791738 10/12/23 07:07 PM
Joined: Jul 2007
Posts: 26,760
Likes: 425
John V6 Offline OP
Member of the Inner Circle
OP Offline
Member of the Inner Circle
Joined: Jul 2007
Posts: 26,760
Likes: 425
Auto aid really ramp the price up with older cars. We now use cover my breakdown


JohnV6
2022 CX Plus Four
2025 MG ZS EV aka Trigger
John V6 #791741 10/12/23 07:41 PM
Joined: Aug 2010
Posts: 5,232
Likes: 125
Charter Member
Online Content
Charter Member
Joined: Aug 2010
Posts: 5,232
Likes: 125
I hop from AA to RAC and back again. The intro offers are the deal.


Paul
Costock, UK
2014 4/4 Rolls Royce Garnet Red
Disco 5
Teddy - 17h1 Irish Draught cross
John V6 #791761 11/12/23 08:13 AM
Joined: Mar 2010
Posts: 3,581
Likes: 85
Moderate or good, occasionally poor
Talk Morgan Addict
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Moderate or good, occasionally poor
Talk Morgan Addict
Joined: Mar 2010
Posts: 3,581
Likes: 85
I ditched the RAC this year when the premium went up from £183 to £233 for personal cover. I have now got our shared tintop (Mazda2) covered for £51 with Start Rescue. I haven't had to call them out yet so I can't comment on their service but they are a Which? recommended provider.

Since I switched my classics' insurance to RH a few years ago breakdown cover has been included as standard. The Morgan failed to start earlier this year and a local garage arrived with a recovery vehicle within 15 minutes so I was very impressed.


2011 Morgan 4/4
1932 Austin 7 Chummy
lez #791766 11/12/23 10:01 AM
Joined: Mar 2012
Posts: 4,491
Likes: 65
Part of the Furniture
Offline
Part of the Furniture
Joined: Mar 2012
Posts: 4,491
Likes: 65
Been mentioned before, but I pay about £14 pm to Nationwide BS which includes AA breakdown + global holiday insurance + other benefits (not used) such as mobile phone insurance.

Used AA in March when I got bogged down in the motorhome in a muddy field - AA van managed to tow me to firmer ground.


2021 Lapis Blue Plus 6 evil You know it makes sense! thinking
2016 Carmine Red 991.2 C4S





John V6 #792098 15/12/23 01:32 PM
Joined: Aug 2019
Posts: 57
Just Getting Started
Offline
Just Getting Started
Joined: Aug 2019
Posts: 57
Can anybody offer me any advice or help on car insurance. I have a 2020 plus4 traditional build and my car insurance was £100 and now it’s £250. My opinion is that the insurance company is classing my traditional build as a new model since they are asking for information about security which they never asked for before.
Thanks


Ian

Morgan Plus 4. 110 Anniversary
Volvo S60. R Design t5 2020 70 reg
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