Originally Posted By howard
but of course he can comment on age and take it into account in the premium.

Hmmm...not sure about that. Certainly he can ask your age (and, as you say, this is crucial for the insurance industry), but he must be very careful about what is implied. And here there seems to have been an implication of personal criticism based on age. But what do I know...? Anyway, dogmanjack says it's not the age thing that bothered him, so sorry to have thrown in this red herring.