Working in a university/hospital environment it became evident that I needed to 'crystallise' my pension before the associated benefits etc were whittled down by severe tax changes. So I took partial retirement at 61 and now work three days a week, with super long weekends. At the same time I wound down most of the management and the NHS stuff that I was doing - very happy to see those in the rear view mirror! I can now concentrate on enjoying my teaching and research and watch, bemusedly, my younger colleagues complaining about all the crap.
This allows me more time for model railways, a miniature traction engine and, of course, my M3W. Unfortunately, my wife is becoming increasingly disabled with Parkinson's disease and orthopaedic problems, so my extra time at home is opportune. There may yet be some light at the end of the tunnel this summer.
Tim
Tim ,this makes tough reading , you and your wife deserve all the free time you get.
