Luddite, glad you enjoyed my contribution.

I agree that I also lack the confidence to make firm predictions for the future. The 20 year old me was sure I would buy a Morgan at retirement age and drive it to the day I die, back then I never dreamed that motoring could be changing due to electric cars, self driving cars, cities being designed to discourage car ownership. So now the question is not how many years you will live but how many years you can drive and whether that is long enough to justify a purchase using man maths.

While I was thinking about man maths now after replacing a hail damaged Silvia with a cheap Skoda Rapid I have got my assets to 66% Superannuation, 32.4% house and only 1.6% for two pretty cheap cars. Some would say with the unknown future of cars that is right, others would say go and buy something special and enjoy it while you can, surely even with the future unknown man maths agrees that cars are allowed to be well over 1.6% of your total assets?

Luckily for me after recently meeting the Frontline MGB maker in Australia SWAMBO thinks he seems very genuine, would do a great job and it would suit me so I have permission to aim for that. It appears I can go well over the 1.6% smile