I don't lend out my tools, simples.
Lent my Britool socket set to my cousin, ended up walking round his stack yard with a metal detector, trying to find the missing sockets.
If somebody asks to borrow anything, I always ask for a cash deposit now. Borrow my kingpin reamer? £250 please, refundable when you bring it back in good condition!
Been far too generous in the past, unfortunately no longer.
Did some paintwork for a person, supplied the paint and the labour, he didn't pay so popped down with a gallon can of Nitromors. Amazing how quickly he paid.
Arwyn
