"e.g. relate to a non-Mog driver attending and running someone over in a car park, or spilling a plate full of curry in their lap, or scratching a car with a jacket zip or camera, or breaking a pub garden bench, or lobbing a beer mug through a car window -- what the heck is this insurance for ???"

These club events are sounding more interesting than I thought ... might have to consider joining!! 🙂

K