Having been with Headley / Finch for 20 years, this year I switched to Gott&Wynn. Peter James quoted almost the same as Finch & couldn’t cope with my request to ensure that I am covered for driving to and from Trustee meetings in my role as a volunteer Trustee with Redwings Horse Sanctuary. G&W were £75 cheaper - mostly accounted for by the cost of European breakdown cover which has rocketed with Finch. And not at all phased by the Trustee bit which many insurers struggle with.