My Plus 4 moggy is a weekend low mileage runabout in good condition like lots of others. It's not a concours car. It’s coming up to 5 years old, I’ve had it for 18 months and next March the insurance comes up for renewal. It’s been insured on an agreed value basis up to now, using the original purchase price from when I bought it nearly two years ago.
The question is whether I should continue with the agreed value basis. Does anyone have any idea of how to go about getting an agreed value when the original purchase is several years away? I have looked at retail prices of similar cars and they don’t seem to have changed very much but there is an awful lot of variation caused by mileage, condition, fitted extras etc. Should I get a valuation from a dealer? If so how much should I expect to pay for it? And would the dealer I bought it from and who also does the MoT etc be acceptable?
All suggestions gratefully received!
