Tim, sospan, I am trying to keep things a tad simple, as it is a bit easier for me to understand base principals.

I reiterate that which I already typed and not am not seeking to personalise and compare possibilities or achievements of the three of us as such.

At a time when it seems ever more of the young are still living with their parents at an age whereby it seems probable we three and many more in our approximate generation had a rough plan and perhaps even a mortgaged home of "our own" with whatever opportunities that might provide for us in time.

I salute your flexibility and ability to retrain, strange as it might seem I had to do that too.. though I wonder if in time you might have the capability to retrain to become a machine, if ever more accurate output at minimum cost is the ideal, and to profit whom..? Society..?

"Entrenched attitudes and practices" along with "job for life" comment perhaps hints at another adopted..err..set of attitudes, whereby the outcome might be a natural evolutionary process to end up at survival of the fittest being adopted as an ideal..?

Given the current situation if the above is true then it seems Corona may be the biological answer if left to run freely, in order to leap frog the rather slower more human based rate of rationalising, downsizing, de-layering and much else to reduce costs..hmm...?

Kinda causes me to think back to a true story, when my dear departed uncle as a child on seeing a kid in the street with no shoes, turned to his father and asked, Why do they not gather all the money in, count the number of people and give the money back out..? My grandfather a world travelled ships engineer, replied..Well it is like this, the strong will take from the weak and the sly will take it from the strong and it will be back where it is today..... No fancy algorithm creation required to understand that thinking of many many years ago...?