Tim, I think I was contemplating the possible affects on society relative to the evolution in business practices, and I guess following on from that, the distribution of wealth to end up where it might be today, and logically(?) the price our society might have to pay for such outcomes... Part of your reply contained this line of thought :-

"I don't think anyone over the age of about 40 really understands, we were all born into an age where you went to school, got qualifications, and got a job which used those qualifications."

I can neither speak for those under forty over even those over forty in large numbers as my experience of the populace is somewhat limited, and I guess my impression is that the young seem not to have the degree of opportunity that my/our generation was able to enjoy.... Be those the guys/girls at the MMC or any of the many industries that have suffered in any variety of ways one cares to think of as their jobs were contracted out, or worse still were off shored in search of increasing profits, and for who`s benefit..?

I guess having left school at age 15 with next to no qualifications, I ever thought I was just to dumb to understand the ways of politicians and bankers and paid little attention to their practices, keeping my head down and trying to make the best of that which became available to me over a very fortunate fifty years in full employment. T`was only in later years that when I lifted my head up that I began to look around and ask WHY are we where we are..? That question has caused me to to think that rather a large degree of trust has been unbelievbly abused. and in so many ways..

ME..? I have done far better than I could have ever imagined possible, I have nothing to complain about on my own behalf, though I suspect that today a dumb kid as was I, will have little to no chance of the opportunity to follow in my footsteps, which seems a real pity..that`s all.